For Indian credit card points
Your points are worth a business-class seat.
Search any trip. See exactly which cards, transfer partners and ratios fund it — flights and hotels — before you move a single point.
Where do you want to start?
Pick a starting point. Everything is free — the personalised tools just need a sign-in.
Know your best card before you pay.
One job, two ways in: try any card as a guest, or log in and we'll rank the cards already in your wallet.
Rewards Calculator · no login
Pick any card, a merchant, and an amount — see the exact points and rupee value you'd earn, including portal boosts most people miss.
Spend Optimizer · your wallet
Same engine, personalised: log in, add your cards, and we'll show which one to use for every category — plus how much you've been leaving on the table.
You've earned the points. Now use them well.
The redemption channel you pick can be worth several times more than the default. Value any card's points in seconds, then see every way to redeem them ranked.
What are your points worth?
Pick a card and enter your balance — we'll show the highest-value way to redeem it.
Every way to redeem, ranked
Card-by-card guides that rank every redemption channel by the rupee value you actually get per point — with the caps and how-to for each.
How it works
Four steps to stop overpaying.
Add the cards you hold
Pick your cards from the catalogue — that unlocks milestone and fee-waiver tracking.
Add your statements
We parse the PDF in memory to pull out transactions — the file itself is never stored.
See the gaps
Exactly where you are leaving rewards on the table, by category.
Use the right card
Know which card to swipe for every purchase, every time.
Works with HDFC, ICICI, SBI, Axis, Amex and 15+ more.
Built to be trusted
Your statements never leave your control.
Your data, encrypted
Encrypted in transit and at rest. Statement files are parsed in memory and never stored — we keep only the transactions we extract, plus the file name and a fingerprint that prevents duplicate uploads. Raw card numbers are never stored.
Rankings you can trust
Rankings are built around your spending, not a bank’s payout. Some “Apply” links earn us a commission — it never changes a card’s rating or position.
Delete anytime
The transactions we extract are saved to your account so your dashboard works. Ask us any time and we permanently delete your account and everything in it.
Read our privacy policy and security practices.
Questions, answered.
Still unsure? Get in touch.
Yes. Your data is encrypted in transit and at rest, and we never store raw card numbers. Statement files are parsed in memory and never stored — we keep the transactions we extract, plus the file's name and a fingerprint (hash) used to prevent duplicate uploads, until you delete them or your account. Email us any time and we permanently delete your account and everything in it.
Stop leaving rewards on the table.
Set up in under a minute. Completely free, forever.